San Diego Home Search – San Diego Homes and Real Estate Sales website offers informtion on Mortgage Calculators. You can get up to date information here.
Mortgage Calculators and Financial Information for Real Estate
Buying your San Diego Home is likely one of the largest financial decision for many of us. With the many options available it is important to investigate the financial ramifications of each decision. We have selected some valuable tools and made them available for your decision making process. As always with options outlined questions may arise. If you need assistance feel free to call us at 858-449-0281 or complete the form below. Current Market Rate can be seen at our Weekly Mortgage Market Survey.
Mortgage Calculator Options
|• How Much Can You Borrow?||Learn how much money you might be able to borrow. This is a good start on your home buying process.|
|• Rent vs. Buy||Understand the financial differences between renting and homeownership. If you would like to review the finacial implications between buying or renting.|
|• Tax Savings||Learn about the potential tax savings with home ownership. Tax savings could be a major benefit for homeowners. You should consult a tax professional for your particular situation.|
|• How Much Can You Afford?||Research how much house works within your budget. This is a good tool to determine the optimum amount on your next home purchase.|
|• Fixed or Adjustable-Rate?||Understand the financial differences between the fixed- and adjustable-rate mortgage. This tool can be used to show the main options available on the purchase of your next home.|
|• Adjustable-Rate Mortgages||Find out how much monthly mortgage payments might be with an adjustable-rate mortgage. Consult your Loan Officer for current rates and availability of specific programs.|
|• Fixed-Rate Mortgages||Find out how much monthly mortgage payments might be with a fixed-rate mortgage. Consult your Loan Officer for current rates and availability of specific programs.|
|• 15-year or 30-year Term?||Learn how a different term affects your mortgage payment and overall cost of the loan. Consult your Loan Officer for current rates and availability of specific programs.|
|• Closing Costs||Estimate what your closing costs might be. It is important to understand the cost implications on your next home purchase.|
|• Refinancing Costs||Understand what your refinancing costs might be. By understanding costs associated with refinancing your Real Estate property a determinations can be derived as to the financial benefit for a new loan.|
|• Extra Payments||Learn how advantageous extra monthly mortgage payments might be. Extra payments towards a loan could drastically cut the term of your loan. Use this tool to determine the benefits of this practice.|
|• Paying Points||Find out how paying extra points might lower your mortgage rate. Additional points may lower the interest rate paid during the term of th loan.|
|• Mortgage Insurance||Understand how to possibly reduce mortgage insurance. Mortgage insurance may be necessary in certain situations. Consult your Loan Officer for current rates and availability of specific programs.|
Results received from this page are designed for comparative purposes only, and accuracy is not guaranteed. www.SD-HomesForSale.com does not guarantee the accuracy of any information available on this page, and is not responsible for any errors, omissions, or misrepresentations.
The tools on this page does not have the ability to pre-qualify you for any loan program. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. www.SD-HomesForSale.com does not guarantee any of the information obtained by tools on this page.
Legal Disclaimer: Please note that the Tax Information on this page does not constitute Tax advice, and should not be relied on since each situation is fact specific, and it is impossible to evaluate a specific Tax situation without a comprehensive consultation and review of all the facts and documents at issue. Consult your Tax professional to determine proper tax planning.
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©Copyright 2013 SANDICOR MLS. All Rights Reserved. The MLS data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the SANDICOR MLS. Real estate listings held by brokerage firms other than this one are marked with the Broker Reciprocity logo. The information contained within this page is for personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but is not guaranteed and should be verified by personal inspection or with the appropriate professionals. Mortgage Calculators – San Diego Real Estate