The Federal Trade Commission (FTC) reported today 1 in 5 credit reports contain errors, and 5% consumers with Credit Report Errors are being financially affected by the errors. These errors could lead to higher rates, inability to refinance your mortgage or the inability to obtain credit. It is important to review your credit report frequently and dispute any errors you find. The following is a summary of a 60 Minutes segment aired on February, 10 2013 on ABC.
The three nationwide credit reporting companies have set up a website which you can order your free annual report. To order, visit annualcreditreport.com.
If you find an error on your credit report, each credit reporting company has set up an online method to address the error and offer a resolution. Folowing are the three websites.
EQUIFAX – Initiate an online dispute
TRANSUNION – Initiate a Dispute on Your Credit File
EXPERIAN – Dispute Your Credit Report Online
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